Whole-Home vs. Partial-Home Heat Pump Rebates โ€“ Which One Do You Need?

If you’re considering a heat pump installation in Massachusetts, you may qualify for Mass Save heat pump rebates worth up to $10,000. However, the rebate amount depends on whether you install a whole-home heat pump system or a partial-home heat pump system.

Choosing the right option can maximize your savings and ensure you meet rebate requirements. In this guide, weโ€™ll break down the differences between whole-home and partial-home heat pumps, who qualifies for each rebate, and which option is best for your home.

Related: Learn how to qualify for Mass Save rebates.


What Are Whole-Home and Partial-Home Heat Pump Rebates?

The Mass Save program offers two types of heat pump rebates based on how the system integrates into your home:

Whole-Home Heat Pump Rebate

  • Replaces your entire heating system with a heat pump.
  • Becomes your primary heating and cooling source.
  • Higher rebate amount: $3,000 per ton, up to $10,000.

Partial-Home Heat Pump Rebate

  • Supplements an existing heating system.
  • Requires integrated controls to manage transitions.
  • Lower rebate amount: $1,250 per ton, up to $10,000.

Need help deciding? Book a Mass Save Home Energy Assessment to determine which rebate fits your home.


Who Qualifies for a Whole-Home Heat Pump Rebate?

The whole-home rebate is ideal if you want to completely replace your existing heating system with a high-efficiency heat pump.

Eligibility Requirements

  • Must remove or disconnect your old heating system (oil, gas, propane, or electric resistance).
  • The heat pump must be your primary heating source for at least one year.
  • You must install an ENERGY STARยฎ Cold Climate Heat Pump approved by Mass Save.
  • Installation must be completed by a Mass Save HPIN-certified contractor.

Best for Homeowners Who:

  • Want to eliminate oil or propane heating costs.
  • Need a cost-effective way to heat and cool their entire home.
  • Are ready to switch to an all-electric system for long-term energy savings.

Looking for 0% financing? Check out the Mass Save HEAT Loan for interest-free financing up to $25,000.


Who Qualifies for a Partial-Home Heat Pump Rebate?

The partial-home rebate is designed for homeowners who want to add a heat pump to certain areas of their home while keeping their existing heating system in place.

Eligibility Requirements

  • The heat pump must supplement your current heating system.
  • Integrated controls must be installed to manage switching between the heat pump and fossil fuel heating.
  • The existing heating system cannot be electric resistance (e.g., electric baseboard heat).
  • Must use an ENERGY STARยฎ Cold Climate Heat Pump from the Mass Save approved list.
  • Installation must be completed by an HPIN-certified contractor.

Best for Homeowners Who:

  • Want to heat and cool select areas, such as additions or upper floors.
  • Prefer to gradually transition from oil or propane to a heat pump system.
  • Need a backup heating system in case of extreme cold.

Not sure if a partial-home system is right for you? Schedule a Mass Save Home Energy Assessment for expert guidance.


Whole-Home vs. Partial-Home Heat Pumps: Key Differences

Feature Whole-Home Heat Pump Partial-Home Heat Pump
Replaces existing system? Yes No
Becomes primary heating? Yes No
Eligible for Mass Save rebates? Yes Yes
Requires integrated controls? No Yes
Rebate amount per ton $3,000 per ton $1,250 per ton
Max rebate available Up to $10,000 Up to $10,000
Ideal for homeowners who Want to replace fossil fuel heating completely Want to supplement an existing system

Need help comparing options? Contact us for a free consultation and expert recommendations.


How to Apply for Mass Save Rebates

Steps to Qualify for Whole-Home or Partial-Home Rebates:

  1. Schedule a Home Energy Assessment โ€“ Required for all Mass Save rebates.
  2. Complete Weatherization Upgrades โ€“ Insulation may be required before installation.
  3. Work with an HPIN-Certified Contractor โ€“ Lund Plumbing & Heating is fully certified.
  4. Select an Approved Heat Pump System โ€“ Must be ENERGY STARยฎ Cold Climate certified.
  5. Install the System & Submit Your Rebate Application โ€“ Rebates must be submitted by February 28, 2026 for 2025 installations.

Related: Learn how to qualify for Mass Save rebates.


Final Thoughts: Which Rebate Is Right for You?

Both whole-home and partial-home heat pump rebates offer major energy savings and substantial rebates. Choosing the right option depends on your home, budget, and heating goals.

Lund Plumbing & Heating can help you decide. As a Mass Save HPIN-certified contractor, we ensure:

  • Expert installation for maximum rebates.
  • Guidance on whole-home vs. partial-home rebates.
  • All paperwork & rebate submissions handled for you.

Call us today at (781) 944-2222 or schedule a consultation to determine the best rebate option for your home.

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